
disruptive technologies
for the middle east and africa
Innovation, Execution, Growth
We incubate and accelerate the growth of best of breed solutions targeted towards the ICT, Mobile Money, E-commerce, Retail and Public Sectors in the region.
iPay Holding is the digital innovation arm of the Inteltec Group.

about us
iPay Holding is the digital innovation arm of the Inteltec Group. We accelerate the growth of best of breed solutions targeted towards the ICT, Mobile Money, E-commerce, Retail and Public Sectors in the region. There is also a division of iPay dedicated towards seeding and incubating in-house projects and majority-owned startup investments.
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VISION​
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We strive to pioneer disruptive, transformative & innovative technologies and solutions to drive leadership in core markets for our partners. We acknowledge the UAE’s role as being the heart for the region’s journey towards a digitally infused future, and we aim to accelerate the innovation by pumping our technologies into the market to help actualize this journey.
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Our sector focus covers Telecom & VAS, Mobile Money, Retail, Distribution and E-commerce. We do however, maintain a welcoming mindset towards exceptional opportunities from other industries. Each of our engagement opportunities is thoroughly vetted through our tried and tested scoring model and its alignment with our strategic objectives.
TEAM
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The telecoms and Digital Innovation team comprises of experienced, methodical results driven, tech-savvy and motivated Project Development Managers, Consultants and Associates with their individual functional and industry expertise. Their main role is to collaborate with our partners and tech pool with the ultimate goal of pushing relevant, commercial and sustainable value propositions to the market. The core team is complemented with specialized service delivery teams that cater to our more specific and long-term service lines.
approach
We are a venture Builder.
Our aim is to accelerate the innovation wave in our region by leveraging our strong network and core telecom footprint pump the market with cutting edge, transformative technologies through strategic partnerships, joint ventures and investments.





WE SCOUT​
We connect technology seeking companies from our network with thoroughly vetted and compatible clients from our continuously growing tech-pool.
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WE BUILD
We provide hands-on support to our technology partners and investments in modifying their value proposition for the region, business development interests, fundraising services and deal management
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WE LAUNCH
We provide hands-on support to our technology partners and investments in modifying their value proposition for the region, business development interests, fundraising services and deal management
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WE GROW
Post “launch” in our markets of scope, we continue to facilitate revenue diversification and optimization opportunities to all our partners and investments both externally and via synergistic arrangements within our portfolio

PROJECTS

TELECOM & VAS
Enhancing operator's revenue and distribution via risk managed and convenient airtime lending

MOBILE MONEY
Bridging the gap between e-commerce players and untapped markets through a secured, integrated logistics and payment platform
ELECTRONIC COMMERCE
A One-stop Entertainment Portal providing a curated, digitally enabled platform for coveted gaming, music and gifting products
RETAIL & DISTRIBUTION
Disrupting traditional distribution mechanisms for TMT products with innovative and integrated platforms
BUSINESS CONSULTING
Consulting key industry players on critical organizational and process changes required to survive in the digital age
PARTNERS








OUR USP

EXPERTISE
Regional experience and intricate knowledge of MEA market fundamentals

NETWORK
Large network and relationship with major regional establishments across our focus sectors

PARTNERSHIPS
Close ties to major global tech hubs and regional and global investors

CUSTOMIZATION
Wide flexibility in tailored services and commercial models offered
"There exists no scarcity of opportunity for innovation to thrive in the region, particularly the UAE.
The art of executing this sustainably and successfully however, requires strong market maneuvering and
a deep understanding of the context and the dynamics at play – and that is where our core value add to stakeholders lies.”

Xavier Gregory Layre
Senior Executive Officer
Technology & Digital Innovation

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602 The Oberoi Centre, Business Bay, Dubai
United Arab Emirates